PSM

To meet short-term financial needs of your business, we facilitate in securing working capital loans, ensuring liquidity for smooth operations, thereby reducing costs and increase profitability. We leverage our knowledge and expertise to secure working capital from various sources, like Bank loans, Credit lines, and Vendor credit and accompany you at every stage throughout your business journey. Our services extend to personal financial matters, manage cash flow, mitigate risks, improve brand value, and helping you achieve goals smoothly.

Designed to meet your short-term financial needs.
Ensures liquidity for smooth operations.
Helps reduce costs and increase profitability.
Offers expert guidance and due diligence at every stage.
Improves credit score for more favorable future financing options.

Questions? You're Covered

Adequate working capital is essential for a business to maintain daily operations, pay suppliers, manage payroll, cover temporary cash flow shortages, and invest in growth opportunities. It ensures liquidity, stability, and the ability to handle unexpected expenses or fluctuations in revenue. A positive working capital is a key indicator of company's financial health; hence, it is necessary for better cash flow and efficient running of business operations.

Working capital financing include Line of Credit, Trade Credit, Invoice Discounting, Short-term Loans, Overdraft etc.

Working capital loans can be both secured and unsecured. Secured loans require collateral, like business assets or inventory, whereas unsecured loans rely solely on the borrower's credit profile and business cash flow.

Lenders assess your working capital requirement by reviewing your current liabilities, operating expenses, cash flow, revenue cycles, and business size besides, credit score and existing debt obligations. They may also look at seasonal needs if your business has peak seasons. Lenders assess these factors to determine a financing limit that aligns with your business's repayment capacity.

The best working capital solution depends on your nature of business, business needs, cash flow cycle, turnover, profitability, growth plan and industry. Please contact us through our website or by phone to arrange a consultation. Our dedicated expert will work closely with you to help assess these factors and recommend appropriate solution, based on your requirement, and help optimize cash flow, minimizing borrowing costs, support business growth, and contribute to financial stability.