PSM

Loan Against Property

Leverage the value of your property to meet your financial needs with Loan Against Property solutions without compromising ownership while accessing substantial capital. This versatile financial product allows you to unlock the value of your residential, commercial or industrial property at attractive interest rates, flexible terms, and quick processing with substantial funds to meet your personal or business needs conveniently. Trust our financial consultants to provide personalized advice and support, ensuring you get the most out of your assets.

  • High loan amounts against your property.
  • Competitive interest rates.
  • Flexible repayment options.
  • Quick and hassle-free application process.
  • Funds for business, education, or personal needs.

Questions? You're Covered

A Loan Against Property (LAP) is a secured loan where you pledge residential, commercial, or industrial property as collateral. The lender offers a loan amount based on the value and location of the property, which can be used for various personal or business needs.

The interest rate depends on various factors, including the borrower's credit score, income, property type, location, and lender's policies. Lenders may offer either fixed or floating interest rates for LAP.

Yes, if you make timely payments, your property is safe. The lender only retains the right to the property as collateral, and ownership remains with you until the loan is repaid.

Yes, you can transfer an existing Loan Against Property to another lender through a balance transfer. This option is helpful if another lender offers a lower interest rate, reducing your overall interest burden.

Please contact us through our website or by phone to arrange a consultation. Our dedicated expert will work closely with you to assess your needs and objectives as per your convenience, and provide a best tailored solution who will handhold you by completing the process right from collecting the documents till organizing disbursement.

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