PSM

Turn your dream of owning a home into a reality with a customized home loan solution. With competitive interest rates, flexible repayment options, and a seamless application process, we facilitate in home ownership accessible and hassle-free. Whether you are a first-time buyer, looking to upgrade, or just for investment, our expert consultants will guide you through every step of the way, ensuring you get the best deal tailored to your financial needs enabling you to move into your new home with confidence and peace of mind.

Expert due diligence for home or property loans.
Customized home loan solutions.
Competitive rates and flexible repayment.
Guidance for first-time buyers and upgrades.
Move in with confidence and peace of mind.

Questions? You're Covered

We can secure home loans with lucrative terms and conditions for your new home purchase loan, construction-linked home loan, home improvement loan, home extension loan, plot loan, balance transfer loan, Top-up loan etc.

Eligibility criteria vary by lender but generally includes factors like age, income, employment status, credit score, and existing financial obligations, property details and location. Most lenders require applicants to have a stable income and a good credit history for better interest rates besides other terms and conditions.

The LTV ratio represents the percentage of the property value that a lender will finance. It varies by lender. For example, if a property is valued at Rs.50,00,000 and the LTV is 80%, you can borrow up to Rs.40,00,000, while the remaining Rs.10,00,000 needs to be covered by your own funds.

Interest rates are influenced by factors such as your credit score, income, loan amount, employment stability, and existing debts. A higher credit score and stable income may result in a lower interest rate.

Please contact us through our website or by phone to arrange a consultation. Our dedicated expert will work closely with you to assess your needs and objectives as per your convenience, and provide a best tailored solution who will handhold you by completing the process right from collecting the documents till organizing disbursement.